英语词汇“存款保險制度”的翻译、意思、用法、释义-英汉汉英双解词典

词汇	存款保險制度
释义	存款保險制度 cún kuǎn bǎo xiǎn zhì dù一种针对保障客户存款权益的保险制度。即成立存款保险公司，由金融机构参加投保。当投保的金融机构发生亏损而无法清偿债务时，存保公司必须以基金理赔给投保机构的存款人，使存款人不致因银行舞弊或经营不当而遭受严重的损失。存款人得到保障，金融机构便不容易因流言而发生挤兑，降低引发金融危机的可能性，并促使金融纪律化。
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