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pesaCOCA²²⁶³⁶²BNC²³⁶²¹³⁺¹ 基本例句 Petroleum Equipment Suppliers Association 石油设备供应商协会 a money-transfer facility known as M- Pesa run by Safaricom, the mobile- phone market leader, has hugely helped peasant farmers and traders. 由当地移动电话市场领袖 Safaricom经营的转账设施 M- Pesa,很大程度上帮助了肯尼亚的农民与贸易商。 ecocn More than 17,600 retailers have signed up as M- PESA agents— far outnumbering Kenya’s840 bank branches. 现在已经有1.76万多个零售商注册成为了 M- PESA的代理商,在数目上远远超过肯尼亚的840家银行分支机构。 ecocn The beauty of M- PESA, for those who would like to see competition with bank- sponsored payment systems, is that no bank is involved except as a holder of the float. 对于那些想要看到与银行赞助付费系统竞争的人来说,移动转帐系统的优点在于除了浮点的持有者,并未涉及到银行。 ecocn The incomes of Kenyan households using M- PESA have increased by5-30% since they started mobile banking, according to a recent study. 根据最近的调查显示,自从开始移动银行的业务,肯尼亚人的家庭收入通过 M- PESA增长了5-30%。 yeeyan About60% of adults there use M- PESA, a system that allows them to transfer money from one mobile phone to another. 该国大约六成的成年人使用一种可使他们将资金从一台手机转移到另一台手机上的 M- PESA系统。 ecocn Accordingly, M- PESA relies on a system of intermediaries including Mr Eijkman’s firm, PEP Intermedius between agents and banks. 因此, M- PESA依赖于代理商与银行之间的中介系统包括 Eijkman的企业--- PEP Intermedius。 ecocn Africa is home to the largest mobile-based payment network in the world, M- Pesa is a mobile payment system that allows users to exchange money via SMS. 非洲拥有全球最大的移动支付网络, M- Pesa是一个帮助用户通过 SMS进行转账的服务。 yeeyan Although for regulatory reasons M- PESA accounts do not pay interest, the service is used by some people as a savings account. 尽管由于管理上的原因, M- PESA账户并不支付利息,因此人们只是把它作为储蓄账户使用。 yeeyan Another model is in Kenya where a service called M- PESA enables people to use mobile phones to transfer and save money without opening an actual bank account. 在科尼亚,另一种模型叫 M- PESA的服务让人们使用收益转账和存钱而不用开一个真正的银行账户。 yeeyan As recently as a year ago people wondered whether M- PESA’s success was a fluke. 最近一年来,人们开始产生怀疑,是否 M- PESA的成功只是一种侥幸。 yeeyan At that point payouts are made directly to the handsets of farmers in the affected areas using Safaricom’s M- PESA mobile- money service. 届时,农业综合企业就通过使用 Safaricom公司的 M- PESA移动资金服务把赔付金直接打到受灾区农民的手机上。 ecocn Banks and regulators, which have been sceptical towards mobile money in many countries, are coming around to the idea, in large part because of M- PESA’s success. 很多国家一开始对移动钱包持怀疑态度的银行和监管人员在看到 M- PESA系统的巨大成功后开始接受它。 ecocn Britain's Vodafone and America's Citigroup are also launching an international money- transfer service developed from the M- PESA remittance service which is already operating successfully within Kenya. 英国沃达丰和美国花旗联合推出了国际货币转账服务,该服务由已经在肯尼亚取得成功地 M- PESA汇款服务发展而来。 ecocn By far the most successful example of mobile money is M- PESA, launched in2007 by Safaricom of Kenya. 目前,移动钱包最成功的案例要属肯尼亚的萨法利电信公司于2007年推出的“ M- PESA”业务。 ecocn Confusion can arise between AESA and passive electronically scanned array PESA technology. 在 AESA和无源电子扫描阵列 PESA技术之间的混淆的可能性在上升。 www.etiri.com.cn For example, one of the more successful mobile phone money- transfer services is M- PESA, a branchless banking service which has seen success in Kenya, Tanzania, and Afghanistan. 比如, M- PESA是目前较为成功的手机转账服务,没有分支机构的它在肯尼亚、坦桑尼亚和阿富汗大获成功。 yeeyan If you wish to pay a friend or colleague, you can simply use SMS to transfer money his M- Pesa account, resulting in a credit to his calling balance. 如果你想向朋友火同事支付一笔钱,只需通过 SMS将钱转入他的 M- Pesa帐户,系统会将钱汇入他的移动电话帐户。 yeeyan In Kenya, a pilot scheme called M- Pesa is being used to disburse and pay micro- loans by phone. 在肯尼亚,一个叫做 M- Pesa的实验性计划开始进行实践,帮助人们通过电话支付和偿还小额贷款。 ecocn Kenya has one of the highest rates of mobile- phone penetration in Africa, and, dominated by M- PESA, by far the biggest network of mobile- phone-based money transfer. 在非洲,肯尼亚拥有最高的手机拥有率,而且,由 M- PESA技术主导,目前覆盖最广泛的手机钱包。 ecocn Kenya's central bank tolerates it, as long as M- PESA does not pay interest or invest the float. 只要移动转帐系统不付利息或者投资浮点,肯尼亚的中央银行就可以同意它的存在。 ecocn M- PESA did not do well in neighbouring Tanzania, for example. 比如 M- PESA系统在邻国坦桑尼亚就不是很好使。 ecocn M- PESA’s early adopters were young, male urban migrants who used it to send money home to their families in the country. M- PESA系统最初的用户都是些年轻的男性城市移民,他们用该系统向住在农村的家里寄钱。 ecocn M- PESA is also used as a form of savings account, even though it does not pay interest. M- PESA系统还可以用做存款账户,尽管它并不支付利息。 ecocn One of Kenya's biggest fertiliser firms, for instance, plans to sell small fertiliser pellets through the M- PESA platform. 比如肯尼亚最大的公司之一就打算通过手机钱包平台出售小的肥料球。 ecocn One of the most successful, M- PESA, began in2007 in Kenya, where it now has more than 13m users. 2007年创立的肯尼亚的 M- PESA就是其中最成功之一,在肯尼亚已经拥有1300万用户。 ecocn She spends around$5 a day on bus fares, a typical daily wage in her part of the world, but she earns around$1,000 a month in commission from the M- PESA transactions in her three shops. 她每天要花5美元左右的车费,这是她生活工作的那个地区的日平均收入。但在3个代理店,她每个月从 M- PESA交易中可以拿到大约1000美元的回扣。 ecocn Thus M- PESA has created its own financial system, including clearing and settlement. 这样,移动转账系统就创造了他自己的金融系统,包括结算和交收系统。 ecocn You can buy a phone for less than$10; a money-transfer facility known as M- Pesa run by Safaricom, the mobile- phone market leader, has hugely helped peasant farmers and traders. 你可以花上不到10美元就能买到一部手机;由当地移动电话市场领袖 Safaricom经营的转账设施 M- Pesa,很大程度上帮助了肯尼亚的农民与贸易商。 ecocn |